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Core Business Insurance Policies designed for the state Companies Necessary Options General Accountability Coverage: Covers non-employee bodily damage, possession damage, in addition to promotional harms (such as visitor falls within your shop). Average local prices: between $300 and $600 each year . Corporate Property Protection: Safeguards tangible business premises—establishments, goods, machinery—protecting against flames, burglary, or act of God emergencies. Workers’ Workers' comp: Obligatory covering Utah employers, including healthcare costs plus lost pay caused by work-related harm . Corporate Car Coverage: Required protecting fleet cars, along with increased accountability ceilings preferred covering company cars. Industry-Specific Upgrades Business-related Responsibility (Mistakes & Failures): Critical covering advisors, digital businesses, and professional firms confronting carelessness lawsuits . Enterprise Proprietor’s Coverage (BOP insurance): Packages liability as well as asset insurance at discounted costs—great designed for small and moderate enterprises . Land-based Shipping Protection: Covers tools in addition to machinery while under transit, crucial for contractors and skilled workers . Cyber Responsibility: Protects from electronic thefts—necessary protecting firms managing consumer records.

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